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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,082 | $71,872+412.1% | $86,691+324.6% | $68,495+437.4% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -18.75% | 3.53%-22.3pp | 35.94%-54.7pp | -7.84%-10.9pp |
| Employer contribution / active EE | $4,183 | $2,173+92.5% | $2,837+47.4% | $2,596+61.1% |
| Participant deferral / active EE | $5,453 | $3,779+44.3% | $4,656+17.1% | $4,028+35.4% |
| Admin fee / account holder | $18,508 | $6,112+202.8% | $7,492+147.0% | $5,403+242.5% |