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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $443,594 | $72,492+511.9% | $87,104+409.3% | $72,975+507.9% |
| Participation rate | 93.1% | 72.8%+20.3pp | 76.9%+16.2pp | 69.5%+23.6pp |
| Annual return | 21.98% | 24.46%-2.5pp | 28.19%-6.2pp | 81.01%-59.0pp |
| Employer contribution / active EE | $4,466 | $1,894+135.8% | $2,521+77.1% | $2,440+83.0% |
| Participant deferral / active EE | $5,425 | $3,270+65.9% | $4,048+34.0% | $3,608+50.4% |
| Admin fee / account holder | $10,450 | $5,055+106.7% | $7,491+39.5% | $5,124+103.9% |