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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $495,674 | $78,428+532.0% | $95,960+416.5% | $79,852+520.7% |
| Participation rate | 89.7% | 73.5%+16.2pp | 77.1%+12.6pp | 69.6%+20.0pp |
| Annual return | 16.73% | 19.37%-2.6pp | 91.63%-74.9pp | 31.72%-15.0pp |
| Employer contribution / active EE | $3,606 | $1,945+85.4% | $2,541+41.9% | $2,471+45.9% |
| Participant deferral / active EE | $4,729 | $3,440+37.5% | $4,167+13.5% | $3,740+26.4% |
| Admin fee / account holder | $30,538 | $5,622+443.2% | $6,797+349.3% | $5,306+475.5% |