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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,092 | $76,551+16.4% | $123,894-28.1% | $62,881+41.7% |
| Participation rate | 96.4% | 73.0%+23.4pp | 81.4%+15.0pp | 69.3%+27.1pp |
| Annual return | 8.93% | 18.68%-9.7pp | 47.52%-38.6pp | 20.14%-11.2pp |
| Employer contribution / active EE | $1,760 | $2,882-38.9% | $4,617-61.9% | $2,281-22.8% |
| Participant deferral / active EE | $5,090 | $4,840+5.2% | $5,984-14.9% | $3,203+58.9% |
| Admin fee / account holder | $556 | $4,826-88.5% | $8,357-93.3% | $4,296-87.1% |