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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,849 | $82,678+55.8% | $125,391+2.8% | $68,490+88.1% |
| Participation rate | 96.3% | 75.1%+21.2pp | 82.4%+13.9pp | 67.9%+28.4pp |
| Annual return | -21.13% | -5.97%-15.2pp | 572.41%-593.5pp | -7.85%-13.3pp |
| Employer contribution / active EE | $2,789 | $3,382-17.5% | $4,816-42.1% | $2,597+7.4% |
| Participant deferral / active EE | $9,421 | $6,111+54.2% | $7,448+26.5% | $4,028+133.9% |
| Admin fee / account holder | $3,826 | $6,277-39.1% | $10,009-61.8% | $5,403-29.2% |