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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,171 | $93,617+59.3% | $135,982+9.7% | $75,177+98.4% |
| Participation rate | 97.4% | 75.2%+22.2pp | 81.9%+15.5pp | 67.2%+30.2pp |
| Annual return | 13.75% | 30.89%-17.1pp | 68.32%-54.6pp | 160.75%-147.0pp |
| Employer contribution / active EE | $2,912 | $3,538-17.7% | $4,859-40.1% | $2,671+9.0% |
| Participant deferral / active EE | $9,197 | $6,406+43.6% | $7,760+18.5% | $4,126+122.9% |
| Admin fee / account holder | $17,732 | $6,980+154.1% | $10,767+64.7% | $5,651+213.8% |