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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,821 | $65,703+85.4% | $94,228+29.3% | $59,633+104.3% |
| Participation rate | 58.6% | 72.1%-13.5pp | 78.8%-20.2pp | 68.7%-10.1pp |
| Annual return | 0.15% | 5.22%-5.1pp | 10.68%-10.5pp | 2041.40%-2041.3pp |
| Employer contribution / active EE | $2,204 | $2,021+9.1% | $3,587-38.6% | $2,203+0.1% |
| Participant deferral / active EE | $2,999 | $3,143-4.6% | $4,320-30.6% | $3,192-6.0% |
| Admin fee / account holder | $5,144 | $4,264+20.6% | $6,269-17.9% | $4,297+19.7% |