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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,287 | $69,977-2.4% | $108,582-37.1% | $62,881+8.6% |
| Participation rate | 91.9% | 72.9%+19.0pp | 79.6%+12.3pp | 69.3%+22.6pp |
| Annual return | 4.64% | 10.73%-6.1pp | -51.70%+56.3pp | 20.14%-15.5pp |
| Employer contribution / active EE | $1,307 | $2,135-38.8% | $3,758-65.2% | $2,281-42.7% |
| Participant deferral / active EE | $2,606 | $3,165-17.7% | $4,311-39.6% | $3,203-18.6% |
| Admin fee / account holder | $7,436 | $5,076+46.5% | $7,645-2.7% | $4,296+73.1% |