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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,070 | $78,705-18.6% | $117,860-45.6% | $70,124-8.6% |
| Participation rate | 91.2% | 73.2%+18.0pp | 79.7%+11.5pp | 69.5%+21.6pp |
| Annual return | 10.80% | 23.30%-12.5pp | 335.10%-324.3pp | 73.14%-62.3pp |
| Employer contribution / active EE | $2,072 | $2,223-6.8% | $3,786-45.3% | $2,342-11.5% |
| Participant deferral / active EE | $3,009 | $3,297-8.7% | $4,482-32.9% | $3,332-9.7% |
| Admin fee / account holder | $8,729 | $5,065+72.3% | $8,021+8.8% | $4,645+87.9% |