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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,257 | $58,234+139.1% | $81,783+70.3% | $80,874+72.2% |
| Participation rate | 94.7% | 63.4%+31.3pp | 72.4%+22.4pp | 67.6%+27.1pp |
| Annual return | 10.65% | 41.70%-31.1pp | 775.05%-764.4pp | 35.62%-25.0pp |
| Employer contribution / active EE | $808 | $2,341-65.5% | $2,913-72.3% | $2,756-70.7% |
| Participant deferral / active EE | $2,304 | $3,283-29.8% | $4,320-46.7% | $4,297-46.4% |
| Admin fee / account holder | $8,039 | $4,982+61.4% | $7,380+8.9% | $6,935+15.9% |