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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,257 | $58,275+139.0% | $81,844+70.1% | $80,935+72.1% |
| Participation rate | 94.7% | 63.5%+31.3pp | 72.4%+22.4pp | 67.7%+27.1pp |
| Annual return | 10.65% | 41.82%-31.2pp | 778.87%-768.2pp | 35.66%-25.0pp |
| Employer contribution / active EE | $808 | $2,346-65.6% | $2,916-72.3% | $2,757-70.7% |
| Participant deferral / active EE | $2,304 | $3,285-29.9% | $4,323-46.7% | $4,299-46.4% |
| Admin fee / account holder | $8,039 | $4,749+69.3% | $7,355+9.3% | $6,924+16.1% |