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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $613 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,025 | $53,128+1.7% | $86,582-37.6% | $70,126-23.0% |
| Participation rate | 89.8% | 65.3%+24.5pp | 73.5%+16.3pp | 69.5%+20.3pp |
| Annual return | 17.29% | 27.66%-10.4pp | 965.08%-947.8pp | 73.15%-55.9pp |
| Employer contribution / active EE | $2,473 | $2,068+19.6% | $2,839-12.9% | $2,343+5.6% |
| Participant deferral / active EE | $1,813 | $2,695-32.7% | $3,609-49.8% | $3,332-45.6% |
| Admin fee / account holder | $7 | $3,584-99.8% | $4,904-99.9% | $4,645-99.9% |