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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,100 | $149,040-81.8% | $120,225-77.5% | $137,256-80.3% |
| Participation rate | 42.9% | 75.4%-32.6pp | 69.6%-26.7pp | 80.0%-37.1pp |
| Annual return | 15.43% | 605.68%-590.2pp | 439.23%-423.8pp | 220.34%-204.9pp |
| Employer contribution / active EE | $1,682 | $4,350-61.3% | $3,475-51.6% | $4,156-59.5% |
| Participant deferral / active EE | $3,119 | $4,655-33.0% | $3,999-22.0% | $6,407-51.3% |
| Admin fee / account holder | $4,981 | $6,348-21.5% | $5,696-12.6% | $12,270-59.4% |