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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,100 | $162,529-83.3% | $130,788-79.3% | $154,746-82.5% |
| Participation rate | 42.9% | 75.9%-33.0pp | 70.1%-27.2pp | 80.7%-37.8pp |
| Annual return | 15.43% | 510.48%-495.0pp | 386.44%-371.0pp | 172.34%-156.9pp |
| Employer contribution / active EE | $1,682 | $4,447-62.2% | $3,558-52.7% | $4,379-61.6% |
| Participant deferral / active EE | $3,119 | $4,808-35.1% | $4,137-24.6% | $6,730-53.7% |
| Admin fee / account holder | $4,981 | $7,669-35.1% | $6,673-25.4% | $14,365-65.3% |