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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,665 | $152,542-83.8% | $117,498-79.0% | $134,509-81.7% |
| Participation rate | 41.7% | 77.1%-35.4pp | 70.6%-28.9pp | 81.2%-39.6pp |
| Annual return | -17.37% | 53.02%-70.4pp | 29.75%-47.1pp | 418.13%-435.5pp |
| Employer contribution / active EE | $1,175 | $5,574-78.9% | $4,178-71.9% | $4,741-75.2% |
| Participant deferral / active EE | $2,229 | $4,819-53.7% | $4,071-45.2% | $6,400-65.2% |
| Admin fee / account holder | $6,154 | $7,006-12.2% | $5,646+9.0% | $11,427-46.1% |