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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,751 | $154,228-80.7% | $145,433-79.5% | $137,256-78.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 12.26% | 74.59%-62.3pp | 66.58%-54.3pp | 220.34%-208.1pp |
| Employer contribution / active EE | $70 | $4,804-98.5% | $4,554-98.5% | $4,156-98.3% |
| Participant deferral / active EE | $6,773 | $8,216-17.6% | $7,897-14.2% | $6,407+5.7% |
| Admin fee / account holder | $11,595 | $14,344-19.2% | $13,129-11.7% | $12,270-5.5% |