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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,947 | $138,102-84.8% | $125,381-83.3% | $134,532-84.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 607.03% | 750.73%-143.7pp | 572.31%+34.7pp | 418.27%+188.8pp |
| Employer contribution / active EE | $4,500 | $5,245-14.2% | $4,815-6.5% | $4,741-5.1% |
| Participant deferral / active EE | $8,822 | $7,801+13.1% | $7,448+18.4% | $6,401+37.8% |
| Admin fee / account holder | $15,841 | $11,568+36.9% | $10,007+58.3% | $11,429+38.6% |