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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,230 | $102,422-66.6% | $147,117-76.7% | $80,959-57.7% |
| Participation rate | 67.5% | 75.9%-8.4pp | 82.2%-14.7pp | 67.7%-0.2pp |
| Annual return | 22.08% | 135.16%-113.1pp | 420.54%-398.5pp | 35.67%-13.6pp |
| Employer contribution / active EE | $2,298 | $3,717-38.2% | $4,932-53.4% | $2,757-16.6% |
| Participant deferral / active EE | $5,967 | $6,652-10.3% | $8,065-26.0% | $4,300+38.7% |
| Admin fee / account holder | $1,002 | $7,953-87.4% | $12,993-92.3% | $6,925-85.5% |