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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,230 | $102,393-66.6% | $147,041-76.7% | $80,911-57.7% |
| Participation rate | 67.5% | 75.9%-8.4pp | 82.2%-14.7pp | 67.6%-0.1pp |
| Annual return | 22.08% | 134.95%-112.9pp | 419.21%-397.1pp | 35.63%-13.6pp |
| Employer contribution / active EE | $2,298 | $3,715-38.1% | $4,935-53.4% | $2,756-16.6% |
| Participant deferral / active EE | $5,967 | $6,647-10.2% | $8,071-26.1% | $4,297+38.8% |
| Admin fee / account holder | $1,002 | $7,943-87.4% | $13,006-92.3% | $6,935-85.6% |