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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,325 | $97,125-72.9% | $86,233-69.5% | $137,256-80.8% |
| Participation rate | 37.5% | 74.2%-36.7pp | 69.0%-31.5pp | 80.0%-42.5pp |
| Annual return | 22.63% | 74.19%-51.6pp | 61.39%-38.8pp | 220.34%-197.7pp |
| Employer contribution / active EE | $1,039 | $2,841-63.4% | $2,504-58.5% | $4,156-75.0% |
| Participant deferral / active EE | $1,529 | $5,180-70.5% | $4,559-66.5% | $6,407-76.1% |
| Admin fee / account holder | $925 | $9,725-90.5% | $8,342-88.9% | $12,270-92.5% |