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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,325 | $99,053-73.4% | $88,179-70.1% | $138,895-81.0% |
| Participation rate | 37.5% | 74.2%-36.7pp | 69.1%-31.6pp | 79.9%-42.4pp |
| Annual return | 22.63% | 78.17%-55.5pp | 64.97%-42.3pp | 145.39%-122.8pp |
| Employer contribution / active EE | $1,039 | $2,882-63.9% | $2,549-59.2% | $4,194-75.2% |
| Participant deferral / active EE | $1,529 | $5,225-70.7% | $4,614-66.9% | $6,396-76.1% |
| Admin fee / account holder | $925 | $8,748-89.4% | $7,673-87.9% | $12,562-92.6% |