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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,857 | $51,631-51.9% | $129,397-80.8% | $80,925-69.3% |
| Participation rate | 60.3% | 56.9%+3.4pp | 69.6%-9.3pp | 67.7%-7.3pp |
| Annual return | 13.55% | 20.77%-7.2pp | 9453.98%-9440.4pp | 35.65%-22.1pp |
| Employer contribution / active EE | $2,629 | $1,583+66.0% | $4,154-36.7% | $2,756-4.6% |
| Participant deferral / active EE | $5,555 | $2,670+108.1% | $4,167+33.3% | $4,299+29.2% |
| Admin fee / account holder | $3,150 | $4,309-26.9% | $7,679-59.0% | $6,940-54.6% |