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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,391 | $52,353-42.0% | $120,225-74.7% | $82,448-63.1% |
| Participation rate | 43.5% | 58.3%-14.8pp | 69.6%-26.1pp | 68.1%-24.6pp |
| Annual return | 15.01% | 61.85%-46.8pp | 439.23%-424.2pp | 41.64%-26.6pp |
| Employer contribution / active EE | $1,457 | $1,510-3.5% | $3,475-58.1% | $2,551-42.9% |
| Participant deferral / active EE | $3,247 | $2,627+23.6% | $3,999-18.8% | $4,139-21.6% |
| Admin fee / account holder | $7,246 | $4,363+66.1% | $5,696+27.2% | $7,234+0.2% |