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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,245 | $136,860-87.4% | $120,344-85.7% | $154,746-88.9% |
| Participation rate | 87.5% | 79.9%+7.6pp | 76.7%+10.8pp | 80.7%+6.8pp |
| Annual return | 109.83% | 21.38%+88.5pp | 20.30%+89.5pp | 172.34%-62.5pp |
| Employer contribution / active EE | $2,752 | $3,533-22.1% | $3,020-8.9% | $4,379-37.2% |
| Participant deferral / active EE | $3,280 | $5,793-43.4% | $5,135-36.1% | $6,730-51.3% |
| Admin fee / account holder | $344 | $15,393-97.8% | $12,742-97.3% | $14,365-97.6% |