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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,320 | $117,829-85.3% | $102,423-83.1% | $145,877-88.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 20.88% | 31.83%-11.0pp | 29.42%-8.5pp | 551.28%-530.4pp |
| Employer contribution / active EE | $3,365 | $3,615-6.9% | $3,023+11.3% | $4,663-27.8% |
| Participant deferral / active EE | $4,887 | $5,732-14.7% | $5,054-3.3% | $6,691-27.0% |
| Admin fee / account holder | $4,818 | $13,335-63.9% | $9,455-49.0% | $13,402-64.1% |