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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,123 | $58,627+144.1% | $76,735+86.5% | $82,448+73.6% |
| Participation rate | 50.0% | 63.2%-13.2pp | 69.5%-19.5pp | 68.1%-18.1pp |
| Annual return | 14.28% | 39.10%-24.8pp | 29.77%-15.5pp | 41.64%-27.4pp |
| Employer contribution / active EE | $1,721 | $1,729-0.4% | $2,454-29.9% | $2,551-32.5% |
| Participant deferral / active EE | $1,993 | $3,134-36.4% | $4,088-51.2% | $4,139-51.8% |
| Admin fee / account holder | $13,006 | $5,323+144.4% | $7,189+80.9% | $7,234+79.8% |