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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,462 | $55,902+126.2% | $76,030+66.3% | $80,959+56.2% |
| Participation rate | 59.6% | 62.1%-2.5pp | 69.1%-9.5pp | 67.7%-8.1pp |
| Annual return | 14.01% | 20.59%-6.6pp | 361.54%-347.5pp | 35.67%-21.7pp |
| Employer contribution / active EE | $1,766 | $1,867-5.4% | $2,688-34.3% | $2,757-35.9% |
| Participant deferral / active EE | $2,170 | $3,051-28.9% | $4,257-49.0% | $4,300-49.5% |
| Admin fee / account holder | $52,535 | $5,239+902.7% | $6,421+718.2% | $6,925+658.6% |