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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,679 | $59,839+150.1% | $81,991+82.6% | $79,852+87.4% |
| Participation rate | 60.4% | 61.6%-1.2pp | 69.3%-8.9pp | 69.6%-9.3pp |
| Annual return | 21.08% | 17.56%+3.5pp | 41.31%-20.2pp | 31.72%-10.6pp |
| Employer contribution / active EE | $1,330 | $1,713-22.4% | $2,498-46.8% | $2,471-46.2% |
| Participant deferral / active EE | $1,661 | $2,695-38.4% | $3,722-55.4% | $3,740-55.6% |
| Admin fee / account holder | $13,000 | $4,287+203.2% | $5,665+129.5% | $5,306+145.0% |