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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,390 | $24,891-70.3% | $69,460-89.4% | $74,400-90.1% |
| Participation rate | 76.6% | 63.4%+13.2pp | 66.4%+10.2pp | 67.2%+9.4pp |
| Annual return | 15.43% | 18.53%-3.1pp | 100.80%-85.4pp | 1367.51%-1352.1pp |
| Employer contribution / active EE | $684 | $1,005-31.9% | $1,714-60.1% | $2,624-73.9% |
| Participant deferral / active EE | $1,724 | $1,908-9.7% | $2,890-40.3% | $4,348-60.4% |
| Admin fee / account holder | $755 | $1,904-60.4% | $4,695-83.9% | $1,944-61.2% |