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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,930 | $117,623-85.6% | $71,702-76.4% | $134,509-87.4% |
| Participation rate | 81.8% | 68.9%+12.9pp | 62.3%+19.5pp | 81.2%+0.6pp |
| Annual return | -21.80% | 25.44%-47.2pp | 9.14%-30.9pp | 418.13%-439.9pp |
| Employer contribution / active EE | $1,278 | $2,525-49.4% | $1,704-25.0% | $4,741-73.0% |
| Participant deferral / active EE | $6,027 | $3,759+60.3% | $2,658+126.7% | $6,400-5.8% |
| Admin fee / account holder | $963 | $6,379-84.9% | $3,974-75.8% | $11,427-91.6% |