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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,048 | $96,678-78.2% | $86,640-75.7% | $139,466-84.9% |
| Participation rate | 77.8% | 74.4%+3.4pp | 71.7%+6.1pp | 80.3%-2.6pp |
| Annual return | 10.03% | 106.69%-96.7pp | 592.52%-582.5pp | 373.66%-363.6pp |
| Employer contribution / active EE | $1,004 | $3,265-69.2% | $3,024-66.8% | $4,754-78.9% |
| Participant deferral / active EE | $2,187 | $4,837-54.8% | $4,438-50.7% | $6,712-67.4% |
| Admin fee / account holder | $14,167 | $6,410+121.0% | $5,616+152.3% | $11,409+24.2% |