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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,185 | $165,381-81.7% | $149,730-79.8% | $158,966-81.0% |
| Participation rate | 77.8% | 84.6%-6.8pp | 82.5%-4.7pp | 82.0%-4.2pp |
| Annual return | 7.60% | 348.29%-340.7pp | 276.70%-269.1pp | 302.95%-295.3pp |
| Employer contribution / active EE | $1,302 | $5,104-74.5% | $4,645-72.0% | $4,762-72.7% |
| Participant deferral / active EE | $2,685 | $7,182-62.6% | $6,843-60.8% | $5,983-55.1% |
| Admin fee / account holder | $12,152 | $10,809+12.4% | $9,310+30.5% | $11,250+8.0% |