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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,659 | $135,956-83.3% | $123,894-81.7% | $273,972-91.7% |
| Participation rate | 55.6% | 84.1%-28.5pp | 81.4%-25.9pp | 83.0%-27.5pp |
| Annual return | 5.57% | 56.63%-51.1pp | 47.52%-41.9pp | 41.46%-35.9pp |
| Employer contribution / active EE | $1,144 | $5,170-77.9% | $4,617-75.2% | $4,869-76.5% |
| Participant deferral / active EE | $2,448 | $6,343-61.4% | $5,984-59.1% | $5,287-53.7% |
| Admin fee / account holder | $1,623 | $9,817-83.5% | $8,357-80.6% | $10,133-84.0% |