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| Provider | Service type | Compensation |
|---|---|---|
BOKF, NA4 years Service code 21 PO BOX 880 · TULSA, OK 74101 | Bank Trustee | $17,732 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,473 | $61,356-52.0% | $149,696-80.3% | $71,511-58.8% |
| Participation rate | 32.3% | 62.5%-30.2pp | 78.8%-46.5pp | 67.9%-35.6pp |
| Annual return | 19.54% | 35.86%-16.3pp | 134.46%-114.9pp | 28.86%-9.3pp |
| Employer contribution / active EE | $261 | $2,382-89.0% | $4,821-94.6% | $2,589-89.9% |
| Participant deferral / active EE | $1,189 | $2,920-59.3% | $5,682-79.1% | $4,291-72.3% |
| Admin fee / account holder | $285 | $1,263-77.4% | $13,212-97.8% | $1,588-82.1% |