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| Provider | Service type | Compensation |
|---|---|---|
BOKF, NA3 years Service code 21 PO BOX 880 · TULSA, OK 74101 | Bank Trustee | $17,314 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,981 | $65,092-60.1% | $143,799-81.9% | $66,938-61.2% |
| Participation rate | 34.5% | 65.2%-30.7pp | 80.3%-45.8pp | 69.8%-35.3pp |
| Annual return | -17.79% | -11.14%-6.7pp | -0.04%-17.7pp | 1.58%-19.4pp |
| Employer contribution / active EE | $288 | $2,362-87.8% | $4,952-94.2% | $2,545-88.7% |
| Participant deferral / active EE | $1,507 | $2,920-48.4% | $5,638-73.3% | $4,238-64.4% |
| Admin fee / account holder | $295 | $502-41.3% | $14,677-98.0% | $594-50.3% |