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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,977 | $52,967-64.2% | $172,753-89.0% | $65,186-70.9% |
| Participation rate | 48.6% | 66.2%-17.6pp | 82.6%-34.1pp | 70.2%-21.6pp |
| Annual return | 18.67% | 30.12%-11.5pp | 803.00%-784.3pp | 29.39%-10.7pp |
| Employer contribution / active EE | $353 | $2,190-83.9% | $5,144-93.1% | $2,177-83.8% |
| Participant deferral / active EE | $1,773 | $2,471-28.2% | $5,198-65.9% | $3,514-49.5% |
| Admin fee / account holder | $3,806 | $472+706.3% | $13,956-72.7% | $847+349.2% |