See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 4-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $58,680 |
Service code 37 · EIN 04-2647786 | Loan Processing | $18,780 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,884 | $81,625+258.8% | $167,512+74.8% | $74,304+294.2% |
| Participation rate | 99.3% | 60.0%+39.3pp | 77.1%+22.3pp | 60.3%+39.0pp |
| Annual return | 21.20% | 26.09%-4.9pp | 1615.79%-1594.6pp | 29.43%-8.2pp |
| Employer contribution / active EE | $7,638 | $2,010+280.0% | $3,882+96.8% | $2,241+240.8% |
| Participant deferral / active EE | $26,540 | $4,115+545.0% | $6,405+314.4% | $3,767+604.5% |
| Admin fee / account holder | $497 | $3,474-85.7% | $9,769-94.9% | $2,969-83.3% |