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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $32,351 |
Service code 37 · EIN 04-2647786 | Loan Processing | $7,247 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,057 | $65,428+204.2% | $169,390+17.5% | $71,511+178.4% |
| Participation rate | 98.4% | 66.9%+31.5pp | 77.2%+21.2pp | 67.9%+30.5pp |
| Annual return | 25.80% | 21.35%+4.5pp | 406.07%-380.3pp | 28.86%-3.1pp |
| Employer contribution / active EE | $6,679 | $2,064+223.6% | $4,013+66.5% | $2,589+158.0% |
| Participant deferral / active EE | $23,104 | $4,360+430.0% | $6,222+271.3% | $4,291+438.5% |
| Admin fee / account holder | $296 | $1,328-77.7% | $9,015-96.7% | $1,588-81.4% |