See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 4-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $45,371 |
Service code 37 · EIN 04-2647786 | Loan Processing | $14,712 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,539 | $73,360+217.0% | $177,989+30.6% | $74,495+212.2% |
| Participation rate | 96.6% | 66.6%+30.0pp | 77.1%+19.5pp | 67.2%+29.4pp |
| Annual return | 20.61% | 17.49%+3.1pp | 294.48%-273.9pp | 1364.94%-1344.3pp |
| Employer contribution / active EE | $6,858 | $2,216+209.4% | $3,949+73.7% | $2,623+161.5% |
| Participant deferral / active EE | $23,078 | $4,513+411.3% | $6,276+267.7% | $4,346+431.0% |
| Admin fee / account holder | $403 | $1,808-77.7% | $10,363-96.1% | $1,942-79.2% |