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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,785 | $108,882-80.9% | $96,754-78.5% | $154,746-86.6% |
| Participation rate | 63.2% | 75.1%-11.9pp | 70.3%-7.1pp | 80.7%-17.5pp |
| Annual return | 27.62% | 98.39%-70.8pp | 82.04%-54.4pp | 172.34%-144.7pp |
| Employer contribution / active EE | $339 | $3,018-88.8% | $2,679-87.4% | $4,379-92.3% |
| Participant deferral / active EE | $2,277 | $5,323-57.2% | $4,758-52.1% | $6,730-66.2% |
| Admin fee / account holder | $2,597 | $10,200-74.5% | $8,905-70.8% | $14,365-81.9% |