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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,447 | $93,117-92.0% | $77,096-90.3% | $134,532-94.5% |
| Participation rate | 66.7% | 74.5%-7.8pp | 67.9%-1.3pp | 81.2%-14.6pp |
| Annual return | -17.20% | 62.67%-79.9pp | 42.35%-59.5pp | 418.27%-435.5pp |
| Employer contribution / active EE | $0 | $3,420-100.0% | $2,814-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $1,693 | $5,241-67.7% | $4,429-61.8% | $6,401-73.5% |
| Admin fee / account holder | $1,772 | $6,948-74.5% | $5,428-67.4% | $11,429-84.5% |