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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,791 | $132,099+0.5% | $115,599+14.9% | $138,895-4.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 14.01% | 176.76%-162.7pp | 111.10%-97.1pp | 145.39%-131.4pp |
| Employer contribution / active EE | $14,160 | $3,416+314.5% | $2,955+379.1% | $4,194+237.6% |
| Participant deferral / active EE | $17,316 | $5,617+208.3% | $4,889+254.1% | $6,396+170.7% |
| Admin fee / account holder | $131,378 | $15,650+739.5% | $12,841+923.1% | $12,562+945.8% |