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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,122 | $81,208-10.0% | $98,920-26.1% | $79,856-8.4% |
| Participation rate | 100.0% | 72.5%+27.5pp | 76.0%+24.0pp | 69.6%+30.4pp |
| Annual return | 0.00% | 60.99%-61.0pp | 196.47%-196.5pp | 31.71%-31.7pp |
| Employer contribution / active EE | $1,991 | $1,960+1.6% | $2,689-26.0% | $2,471-19.4% |
| Participant deferral / active EE | $4,544 | $3,265+39.2% | $4,245+7.0% | $3,741+21.5% |
| Admin fee / account holder | $4,879 | $6,013-18.9% | $6,643-26.6% | $5,306-8.1% |