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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,513 | $79,955-6.8% | $98,461-24.3% | $75,173-0.9% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.2%+24.8pp | 67.2%+32.8pp |
| Annual return | 30.22% | 19.75%+10.5pp | 21.17%+9.1pp | 160.72%-130.5pp |
| Employer contribution / active EE | $9,082 | $2,264+301.1% | $3,049+197.9% | $2,671+240.0% |
| Participant deferral / active EE | $11,503 | $3,752+206.5% | $4,738+142.8% | $4,126+178.8% |
| Admin fee / account holder | $6,956 | $6,841+1.7% | $8,961-22.4% | $5,651+23.1% |