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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC2 years Filed as: UBS FINANCIAL SERVICES INC. Service code 27 315 DEADERICK ST · NASHVILLE, TN 37238 | Advisory (Plan) | $13,435 |
THE VANGUARD GROUP, INC.4+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $8,257 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,639 | $71,873+15.0% | $86,698-4.7% | $68,490+20.7% |
| Participation rate | 43.6% | 72.2%-28.7pp | 76.6%-33.0pp | 67.9%-24.3pp |
| Annual return | -19.61% | 3.54%-23.1pp | 35.96%-55.6pp | -7.85%-11.8pp |
| Employer contribution / active EE | $855 | $2,173-60.7% | $2,837-69.9% | $2,597-67.1% |
| Participant deferral / active EE | $2,427 | $3,779-35.8% | $4,656-47.9% | $4,028-39.7% |
| Admin fee / account holder | $297 | $6,110-95.1% | $7,492-96.0% | $5,403-94.5% |