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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,904 | $154,228-59.9% | $145,433-57.4% | $137,256-54.9% |
| Participation rate | 68.8% | 83.8%-15.0pp | 82.1%-13.4pp | 80.0%-11.2pp |
| Annual return | 20.53% | 74.59%-54.1pp | 66.58%-46.1pp | 220.34%-199.8pp |
| Employer contribution / active EE | $2,580 | $4,804-46.3% | $4,554-43.3% | $4,156-37.9% |
| Participant deferral / active EE | $6,248 | $8,216-24.0% | $7,897-20.9% | $6,407-2.5% |
| Admin fee / account holder | $421 | $14,344-97.1% | $13,129-96.8% | $12,270-96.6% |