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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,904 | $155,555-60.2% | $146,866-57.8% | $155,188-60.1% |
| Participation rate | 68.8% | 84.0%-15.2pp | 82.5%-13.8pp | 80.8%-12.1pp |
| Annual return | 20.53% | 115.41%-94.9pp | 102.85%-82.3pp | 148.84%-128.3pp |
| Employer contribution / active EE | $2,580 | $4,647-44.5% | $4,425-41.7% | $4,248-39.3% |
| Participant deferral / active EE | $6,248 | $8,044-22.3% | $7,759-19.5% | $6,531-4.3% |
| Admin fee / account holder | $421 | $14,755-97.1% | $13,620-96.9% | $14,480-97.1% |