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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,904 | $156,398-60.4% | $147,318-58.0% | $138,895-55.4% |
| Participation rate | 68.8% | 83.8%-15.0pp | 82.1%-13.3pp | 79.9%-11.2pp |
| Annual return | 20.53% | 78.75%-58.2pp | 70.43%-49.9pp | 145.39%-124.9pp |
| Employer contribution / active EE | $2,580 | $4,853-46.8% | $4,593-43.8% | $4,194-38.5% |
| Participant deferral / active EE | $6,248 | $8,237-24.2% | $7,906-21.0% | $6,396-2.3% |
| Admin fee / account holder | $421 | $14,976-97.2% | $13,708-96.9% | $12,562-96.7% |