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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,985 | $114,119-57.1% | $107,187-54.3% | $138,895-64.7% |
| Participation rate | 90.9% | 78.1%+12.8pp | 75.0%+15.9pp | 79.9%+11.0pp |
| Annual return | 14.86% | 273.21%-258.3pp | 204.55%-189.7pp | 145.39%-130.5pp |
| Employer contribution / active EE | $2,321 | $4,059-42.8% | $3,782-38.6% | $4,194-44.7% |
| Participant deferral / active EE | $9,390 | $5,538+69.6% | $5,096+84.3% | $6,396+46.8% |
| Admin fee / account holder | $8,463 | $10,024-15.6% | $9,162-7.6% | $12,562-32.6% |