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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,083 | $106,267-78.3% | $96,520-76.1% | $139,456-83.4% |
| Participation rate | 86.7% | 77.8%+8.8pp | 74.3%+12.3pp | 80.3%+6.3pp |
| Annual return | 104.52% | 38.45%+66.1pp | 35.72%+68.8pp | 373.45%-268.9pp |
| Employer contribution / active EE | $1,832 | $4,105-55.4% | $3,739-51.0% | $4,753-61.4% |
| Participant deferral / active EE | $6,291 | $5,454+15.3% | $4,879+28.9% | $6,711-6.3% |
| Admin fee / account holder | $350 | $7,882-95.6% | $6,733-94.8% | $11,407-96.9% |