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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,649 | $111,814-63.6% | $103,378-60.7% | $145,978-72.2% |
| Participation rate | 91.7% | 77.9%+13.7pp | 74.5%+17.2pp | 80.3%+11.4pp |
| Annual return | 17.57% | 24.80%-7.2pp | 24.91%-7.3pp | 550.52%-532.9pp |
| Employer contribution / active EE | $2,065 | $4,215-51.0% | $3,870-46.6% | $4,662-55.7% |
| Participant deferral / active EE | $8,362 | $5,618+48.8% | $5,058+65.3% | $6,690+25.0% |
| Admin fee / account holder | $1,476 | $9,764-84.9% | $8,401-82.4% | $13,400-89.0% |