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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,596 | $162,136+144.6% | $152,301+160.4% | $154,746+156.3% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 16.69% | 91.02%-74.3pp | 80.50%-63.8pp | 172.34%-155.6pp |
| Employer contribution / active EE | $32,126 | $4,890+556.9% | $4,624+594.7% | $4,379+633.6% |
| Participant deferral / active EE | $4,248 | $8,341-49.1% | $8,004-46.9% | $6,730-36.9% |
| Admin fee / account holder | $16,040 | $15,759+1.8% | $14,398+11.4% | $14,365+11.7% |