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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,114 | $148,629+69.0% | $135,982+84.7% | $139,487+80.0% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 13.22% | 79.33%-66.1pp | 68.32%-55.1pp | 373.84%-360.6pp |
| Employer contribution / active EE | $28,469 | $5,247+442.6% | $4,859+485.9% | $4,755+498.8% |
| Participant deferral / active EE | $819 | $8,102-89.9% | $7,760-89.4% | $6,713-87.8% |
| Admin fee / account holder | $136,063 | $12,406+996.7% | $10,767+1163.7% | $11,407+1092.8% |