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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,605 | $138,114+134.3% | $125,391+158.1% | $134,545+140.5% |
| Participation rate | 87.5% | 84.5%+3.0pp | 82.4%+5.1pp | 81.2%+6.3pp |
| Annual return | -16.62% | 750.88%-767.5pp | 572.41%-589.0pp | 418.37%-435.0pp |
| Employer contribution / active EE | $27,649 | $5,246+427.1% | $4,816+474.2% | $4,742+483.1% |
| Participant deferral / active EE | $3,335 | $7,801-57.3% | $7,448-55.2% | $6,401-47.9% |
| Admin fee / account holder | $1,351 | $11,570-88.3% | $10,009-86.5% | $11,431-88.2% |