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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,505 | $176,105+76.9% | $159,474+95.3% | $167,536+85.9% |
| Participation rate | 88.9% | 85.0%+3.9pp | 82.8%+6.1pp | 82.1%+6.8pp |
| Annual return | 9.16% | 331.91%-322.8pp | 263.68%-254.5pp | 478.82%-469.7pp |
| Employer contribution / active EE | $0 | $5,299-100.0% | $4,831-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $2,790 | $7,751-64.0% | $7,353-62.1% | $6,342-56.0% |
| Admin fee / account holder | $7,394 | $12,559-41.1% | $10,802-31.5% | $12,315-40.0% |